Not surprisingly, five are in the US: Los Angeles: (1), New York City (3), San Francisco (4), Atlanta (9) and Miami (11) . Moscow (2) tops the foreign city list, followed by Bogata (5), Sao Paulo (6), London (7), Magnitogorsk (8), Paris (10) and Bangkok (12).

If your travels this year take you to any of those congested cities, reconsider doing it with your own or rented car. Weigh the costs, including finding expensive places to park. Check latest internet info on city bus routes, taxi, Uber, Lyft and other urban transportation facilities.

This barely answerable query comes from a travel4seniors.com reader who’ll only be identified as Jean M of Milwaukee WI. After some research, we’ll try to undress ...I mean... address Jean’s question.

A: First, a bad joke. On a clothing-optional senior cruise, an observant passenger remarks that a sunbather’s swimsuit is all wrinkled. Ooops! The very old senior is sunning in the nude.

There are many resorts and beaches in Europe and the Caribbean where vacationers can sun and bathe in the all-together. Even a few in the U.S. If you’re interested in exploring clothing-optional cruises, check websites such as blisscruise.com and castawaystravel.com for upcoming schedules.

There are many factors and choices. When you’re signing up for a cruise, first check out some of the more important considerations:

1. Timing: Prices vary widely throughout the year. The most popular and costly are from mid-June to late-August, plus  Christmas and Spring Break. If you can book a cruise for during less active times, such as mid-September to early-November, you’ll save from 20 to 50 percent.

2. Be chart smart: Look at a diagram of the ship from the cruise company’s online website. Study the chart for cabin locations and sizes. Understand various choices, as well as locations of dining, entertainment, shopping and other ship facilities.

The Nisbet Plantation Beach Club features all-inclusive vacations in luxurious cottages on the sunny isle. The club was named for an 18th Century resident of the island, Fanny Nisbet. She married famous British naval hero, Admiral Horatio Nelson in 1787.

The fact that the future victor of the Battle of Trefalgar already had a wife named Frances in England didn’t seem to disturb the lovers on this beautiful Caribbean island. Unfortunately, Nelson died in the 1805 battle and never returned to the fair Fanny.

The current AAA Four Diamond beach club continues the romantic tradition by designing many of its upscale services for lovers of all ages who visit to begin or renew their togetherness. All the inclusive sleeping, sunning, dining, drinking, dancing, swimming and other features start at about $500 per room per night.